Life events
Funding for marriage, relocation or family milestones with flexible tenures.
Personal Loans
Unsecured funding for life's plans
Marriage, education, medical needs, travel or consolidation - personal loans without mortgaging property, matched across our panel.
Indicative rates start from 9.99% p.a.* Fast processing with minimal documents for eligible profiles.
Solutions
Personal loan use cases
Education & upskilling
Support for courses and education costs when education loans aren't the right fit.
Medical emergencies
Quick liquidity for hospitalisation and treatment-related expenses.
Travel & lifestyle
Plan holidays or major purchases with a clear repayment schedule.
Debt consolidation
Combine higher-cost obligations into a single EMI where eligible.
Salaried & self-employed
Product variants tuned to salary credits or business income proofs.
Eligibility
What lenders typically look for
Stable salaried income or self-employed cash flows
Minimum income thresholds as per lender policy
Good to excellent credit score preferred
Age typically 21–58/60 at maturity
Active bank account with salary/business credits
KYC and income documents as per product
Rates
Indicative personal loan rates
| Product | Indicative rate | Typical tenure |
|---|---|---|
| Salaried personal loan | From 9.99% p.a.* | 1–5 years |
| Self-employed personal loan | From 11.5% p.a.* | 1–5 years |
| Pre-approved / instant | From 10.5% p.a.* | 1–4 years |
| Debt consolidation | From 11% p.a.* | 1–5 years |
FAQ
Personal loan questions
Is collateral required?
Personal loans are typically unsecured. Approval depends on income, credit score and lender policy.
How fast can funds be disbursed?
Pre-approved or digital cases can move quickly once KYC and verification clear. We'll set realistic expectations for your file.
Can I prepay?
Most lenders allow foreclosure or part-prepayment after a lock-in, sometimes with a fee. We'll confirm terms before you accept.
Will applying hurt my credit score?
Multiple hard enquiries in a short window can impact scores. We help you approach the right lenders thoughtfully.