Home purchase
Finance ready flats, villas and resale homes with competitive rates and flexible tenures.
Home Loans
Home Loans tailored to how you live
Whether you're buying your first apartment, constructing on a plot, or transferring an existing home loan for a better rate. We help you compare options across 80+ Banks and NBFCs.
Indicative rates start from 7.15% p.a.* depending on credit profile, property and lender. Zero consultation charges.
Solutions
Home loan options we arrange
From purchase to refinance - structured around your timeline and eligibility.
Construction & self-construction
Stage-linked disbursals for building on your plot with clear documentation guidance.
Plot + construction
Combined facilities that cover land purchase and construction under one structure.
Balance transfer
Move your existing home loan for a better rate or lower EMI - with top-up options where eligible.
Top-up loans
Additional funds against your existing home loan for renovation, education or other needs.
NRI home loans
Purchase or construct in India with income and documentation pathways suited to NRIs.
Eligibility
What lenders typically look for
Exact criteria vary by bank and NBFC. We match you to lenders whose appetite fits your profile.
Salaried or self-employed with stable income evidence
Age typically 21–65 years at loan maturity (lender-specific)
Satisfactory credit history and repayment track record
Clear property title and approved plans where required
Adequate FOIR / debt-service capacity for the EMI
KYC, income proofs and property documents as applicable
Rates
Indicative home loan rates
Starting rates from partner lenders. Final offer depends on profile and property.
| Product | Indicative rate | Typical tenure |
|---|---|---|
| Home purchase / resale | From 7.15% p.a.* | Up to 30 years |
| Construction / plot + construction | From 7.25% p.a.* | Up to 30 years |
| Balance transfer | From 7.20% p.a.* | Remaining tenure |
| Top-up | From 8.00% p.a.* | Aligned to primary loan |
FAQ
Home loan questions
What documents are usually required for a home loan?
Typically KYC, income proofs (salary slips / ITRs / business financials), bank statements, and property documents such as sale agreement, title deed and approved plans. We'll give you an exact checklist for your lender.
Can I get a home loan with a B-Khata property?
Some lenders consider special property categories including B-Khata or CMC Khata cases. We specialise in matching these to lenders with the right appetite and documentation path.
How long does home loan processing take?
Timelines vary by lender and file completeness. Many cases move from enquiry to sanction within a few weeks when documents are ready. We keep you updated at each step.
Is there a consultation fee?
No. Moneytez charges zero consultation fees. You only pay applicable lender charges such as processing fees as disclosed by the bank or NBFC.