Property-Backed Finance
Your property is more than an asset.
It can become an opportunity to support your family's dreams or your business growth. We compare offers across 80+ lenders for residential, commercial and special-title properties.
Property types we finance
Including properties most banks turn away.
Residential Property
Unlock funds against a home or apartment you already own, with tenures up to 20 years.
Commercial Property
Finance against shops, offices or commercial premises for business or personal needs.
Industrial Property & Godowns
Structured facilities for industrial units, warehouses and godowns.
B-Khata & CMC Khata
We finance B-Khata, CMC Khata, Panchayat Khata and Hakkupatra properties, including complex cases.
Hospitals, Hotels & Schools
Specialised financing for hospitals, nursing homes, hotels, resorts and educational institutions.
E-Khata & Rajakaluve Cases
We assist loans for all kinds of properties with E-Khata, and handle Rajakaluve and high-tension-line property cases.
Eligibility
What lenders on our panel typically look for.
- Clear ownership of the property being pledged
- Salaried, self-employed or business applicant with steady income
- Age between 21 and 65 at loan maturity
- Credit score of 700 or above for the best rates
- Property valuation and title verification as required by the lender
Rate snapshot
Indicative rates
| Category | Rate (p.a.) | Max tenure |
|---|---|---|
| Residential property | 8.49% | 20 yrs |
| Commercial property | 9.10% | 15 yrs |
| Industrial property | 9.50% | 15 yrs |
| Special-title property (case by case) | 10%+ | 10 yrs |
FAQ
Common questions.
What can I use the loan amount for?
Business expansion, education, medical needs, debt consolidation or any large personal expense — loan against property comes with no end-use restriction in most cases.
Do you finance B-Khata or Panchayat Khata properties?
Yes — this is one of our specialisations. We evaluate these cases individually and match them with lenders who accept them.
How much can I borrow against my property?
Typically up to 60–70% of the property's market value, depending on the property type, location and lender.
What documents are needed?
Property title documents, KYC, income proof and property valuation report — our team keeps the checklist minimal and handles the paperwork with you.