Property Finance
Helping families take the next step toward owning a place they can proudly call home.
Purchase, construction, plot, top-up or balance transfer — we shortlist offers across 80+ lenders and manage the file so approval doesn't stall on paperwork.
Loan types
Whichever stage of the property journey you're at.
Purchase Loan
Fund a ready-to-move or under-construction home, up to 90% of property value.
Construction Loan
Disbursed in stages as your build progresses, matched to your contractor's schedule.
Plot + Construction
One combined facility for buying land and building on it, instead of two separate loans.
Balance Transfer
Move an existing home loan to a lower rate — we run the math first so it's worth doing.
Top-Up Loan
Borrow further against an existing home loan for renovation or other large expenses.
Special Property Loans
Financing for B-Khata, CMC Khata, Panchayat Khata, Hakkupatra and other special-title properties.
Eligibility
What lenders on our panel typically look for.
- Salaried or self-employed with 2+ years of steady income
- Age between 21 and 70 at loan maturity
- Credit score of 700 or above for the best rates
- Property with clear title and approved sanction plan (E-Khata and select special-title properties considered)
- Existing EMIs kept within a manageable share of income
Rate snapshot
Indicative rates
| Category | Rate (p.a.) | Max tenure |
|---|---|---|
| Purchase — salaried | 7.15% | 30 yrs |
| Purchase — self-employed | 7.65% | 25 yrs |
| Construction | 7.85% | 25 yrs |
| Balance transfer | 7.25% | 25 yrs |
| Top-up | 8.10% | 15 yrs |
FAQ
Common questions.
How much can I borrow?
Most lenders on our panel fund up to 90% of property value for loans under ₹30 lakh, and 75–80% for larger amounts, subject to your income and existing obligations.
How long does approval take?
With complete documents, we ensure Quick Processing, and full disbursal typically follows in 7–10 working days.
Do you finance B-Khata or CMC Khata properties?
Yes — we specialise in special property cases including B-Khata, CMC Khata, Panchayat Khata and Hakkupatra, which many banks turn away.
Do you charge a fee for the advisory?
No advisory fee to you — consultation is completely free. Any lender-side processing fee is disclosed upfront.